Terms of Use

Agreement to Terms

By accessing felmariosen's website at felmariosen.com and utilizing our investment analysis services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. This agreement establishes the legal relationship between you and felmariosen regarding your access to our platform.

If you disagree with any portion of these terms, you must discontinue use of our services immediately. Your continued use constitutes acceptance of any modifications we may make to these terms.

Scope of Agreement

• These terms apply to all users, including casual browsers, registered members, and premium subscribers
• The agreement covers all felmariosen services, tools, and educational content
• Additional terms may apply to specific features or premium services
• Terms remain in effect for the duration of your platform usage

User Responsibilities and Conduct

Users must maintain professional conduct while utilizing felmariosen's services. You are responsible for all activities that occur under your account and must ensure your usage complies with applicable laws and regulations.

Acceptable Use Guidelines

1. Provide accurate information during registration and keep account details current
2. Use services solely for legitimate investment analysis and educational purposes
3. Respect intellectual property rights of all content and materials
4. Refrain from sharing login credentials or account access with unauthorized parties
5. Report security vulnerabilities or suspicious activities promptly

Prohibited Activities

• Attempting to gain unauthorized access to other user accounts or system components
• Distributing malware, viruses, or other harmful code through our platform
• Scraping, harvesting, or automatically collecting data without explicit permission
• Using services to engage in market manipulation or fraudulent activities
• Impersonating other individuals or entities while using our services

Intellectual Property Rights

All content, including but not limited to text, graphics, logos, software, and analytical tools, remains the exclusive property of felmariosen. We grant you limited, non-transferable access rights solely for personal, non-commercial use of our services.

Content Usage Rights

• You may view and download materials for personal reference and learning
• Commercial redistribution or resale of our content is strictly prohibited
• Attribution requirements apply when referencing felmariosen analysis in external contexts
• Screenshots or excerpts may be shared for educational discussion with proper credit

Any unauthorized reproduction, modification, or distribution of our proprietary content may result in immediate account termination and legal action. We actively monitor for copyright infringement and protect our intellectual property rights.

Service Availability and Modifications

felmariosen strives to maintain consistent service availability but cannot guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue services at our discretion, with reasonable notice when possible.

Platform Maintenance

Regular maintenance windows may temporarily affect service availability. We typically schedule maintenance during off-peak hours and provide advance notification for planned downtime. Emergency maintenance may occur without prior notice to address security concerns or critical system issues.

Feature Updates

• New analytical tools and features are added regularly to enhance user experience
• Some legacy features may be retired as we upgrade our technology platform
• Users will receive reasonable advance notice of significant changes
• Training materials will be updated to reflect new functionality

Privacy and Data Protection

Your privacy is important to us. We collect and process personal information in accordance with our Privacy Policy and applicable data protection laws. This includes information you provide during registration and usage data collected automatically.

Data Collection Practices

1. Account information including name, email address, and professional details
2. Platform usage patterns and feature interaction data
3. Communication preferences and customer support interactions
4. Technical information such as IP address and browser type

We do not sell personal information to third parties and implement industry-standard security measures to protect your data. You have rights regarding your personal information, including access, correction, and deletion requests.

Limitation of Liability

felmariosen provides services "as is" without warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of investment data or analysis. Your use of our platform is at your own risk.

Liability Exclusions

• Financial losses resulting from investment decisions based on our content
• Technical issues, service interruptions, or data transmission errors
• Indirect, consequential, or punitive damages of any nature
• Actions of third-party service providers or data sources

Our maximum liability to you for any claims shall not exceed the amount paid for services in the twelve months preceding the claim. This limitation applies regardless of the legal theory under which liability is claimed.

Account Termination

Either party may terminate this agreement at any time. You may close your account through your profile settings or by contacting our support team. We may suspend or terminate accounts for violations of these terms.

Termination Procedures

Upon termination, your access to premium features will cease immediately. You may retain access to downloaded educational materials obtained during your subscription period. Account data may be retained for legitimate business purposes as described in our Privacy Policy.

Outstanding obligations, including payment responsibilities and confidentiality requirements, survive termination of this agreement.

Governing Law and Disputes

These terms are governed by the laws of New South Wales, Australia. Any disputes arising from this agreement will be resolved through the courts of New South Wales, and you consent to their jurisdiction.

Dispute Resolution Process

1. Initial disputes should be addressed through our customer support channels
2. Escalated matters may be referred to mediation before formal legal proceedings
3. Class action lawsuits are waived in favor of individual dispute resolution
4. Reasonable attorney fees may be awarded to the prevailing party

Updates to Terms

felmariosen may update these Terms of Use periodically to reflect changes in our services, legal requirements, or business practices. Material changes will be communicated through email notification and prominent website notices.

Continued use of our services after changes take effect constitutes acceptance of the modified terms. We encourage users to review these terms regularly to stay informed about their rights and responsibilities.

Change Notification Timeline

• Minor clarifications may be implemented with standard notice
• Significant policy changes require thirty days advance notice
• Emergency updates for legal compliance may be effective immediately
• Users may terminate accounts if they disagree with substantial modifications